Friday, November 2, 2018

Qualifying for Hard Money Loans in Arizona

Arizona Hard Money Loan are asset-based which means that the qualification process and requirements are different than those of a traditional loan. Knowing what it takes to get hard money can help you decide if this is the right loan to meet your needs.

Unlike traditional bank and mortgage company loans, Arizona Hard Money Loan are based on the value of the property being purchased and the potential for profit. Lenders are not scouring the borrower’s credit history and credit report to decide if the person is financially able to make the payments like banks would do to approve a loan application. So even a borrower with less than perfect credit has the opportunity to secure Arizona Hard Money Loan.

In addition to the value of the property, lenders are looking at the borrower to determine the level of experience the person has in real estate investing as well as the proposed project to repair or renovate the property. In the case of a fix and flip, which is a very common investment using hard money, the lender will look at past projects, profit from those projects and the scope of each project to determine the level of risk involved in the proposed real estate deal. Preparation is critical to a smooth construction project and lenders will want to examine a project plan to know that the borrower is prepared to see the project to its completion and to complete the sale to repay the loan.

Asset-based loans are secured by the value of the property being purchased, and for that reason, the lender needs to know that the property is always going to be worth more than the outstanding balance of the loan. Loan to value is a means of determining how much the lender is willing to loan on a given property. In most cases, Arizona Hard Money Loan are offered for between 70% and 80% of the value of the property. The lender will say that the LTV is 80% and that will be the highest offer he or she will extend to the borrower. It is then the borrower’s responsibility to secure the remaining funds to purchase the property.

Skin In The Game

In addition to knowing that the property is always going to be more valuable than the loan balance, lenders know that a borrower is likely to work more diligently and tirelessly if he or she has some of his or her own money involved in the project. Defaulting on a loan and losing a property is bad, but losing the property and your own cash is far worse. This gives the borrower even more incentive to be successful and it offers the lender more peace of mind.

Getting the Balance

Often times, lenders will request proof that the borrower has access to the remaining funds to make the purchase prior to funding the hard money loan. This money can be from a personal line of credit, a line of credit on another property or loans from other private individuals or even a cash advance on a credit card. But the important part is showing commitment to getting the project completed on budget and on time to repay the hard money lender and the other lenders.


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

How to Retire Early with Loans to Flip Houses in Arizona


619408978An early retirement may be in reach if you invest in the real estate market with a loan to flip a home in Arizona or property. Confidently step into the world of real estate investing with the assistance of the tips and tricks outlined in this brief guide.

Do you have hopes of retiring early so that you can have the freedom to get back to doing the activities that you love to do? This goal is entirely possible with the help of making money through investing in real estate. Getting started with a loan that can help you begin to flip houses can keep you on track to retire early. The best part is that you don’t even have to do the manual labor yourself. You can outsource this work. That’s right! Flipping houses in Arizona does not even require you to be a handyman.

Flipping houses can lead to the great potential to gain huge earnings and make a profit quickly. Most of the time, the main reason that people decide to get into or enter the real estate flipping market is that they have the hope of making a return on their invest quickly. If you are able to navigate the market of flipping houses in the correct way, flipping investment properties can lead to very expansive profit margins in a short period of time. For some people, this can happen in as little as a couple of months.

Real estate investment and flipping investment properties in Arizona can also give you extensive degree of knowledge of the various aspects that come with the real estate market. For example, you will be able to learn about construction and other areas of house flipping you may not have previously had experience with. This new knowledge could open further doors for you as you try to achieve your financial goals and financial prosperity.

Finding the Right Opportunities for Loans to Flip Houses in Arizona

House flipping and investing in real estate is actually at the highest level its ever been in the past decade. The rising prices of property has given an increased availability of financing. The limited housing supply is even giving flippers the great opportunity to be able to acquire higher profits than ever before.

Flipping houses with the help of loans can help you to triple your income and achieve the financial freedom needed to retire earlier so that you can get back to do the activities that you love.

Since the process of buying, fixing and quickly reselling properties in Arizona can be such a great way to begin to make money and retire early, it actually takes much more funds to undergo the process required to flip a house than it does to just purchase a property that you are hoping to live in. Find the right lending opportunities to get stared with purchasing houses to flip and turning these properties into profitable investments. More importantly, this may even allow you to retire early by giving you the financial prosperity necessary to do so.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

The Beginner’s Guide to Becoming Successful with the Help of Arizona Hard Money Loans

The Beginner’s Guide to Becoming Successful with the Help of Arizona Hard Money Loans

No credit? No experience? No problem! Hard money financing is the perfect option for individuals who want to get involved in the real estate market but don’t have the credit or experience needed to allow them to pursue more traditional avenues of acquiring a loan.

Do you want to get started with real estate investing but can't afford to make expensive down payments on a property? Have you always wanted to fix-and-flip real estate properties but don't have the credit score or experience needed to get a traditional loan? If this sounds anything like you, it may be time for you to consider getting into real estate with the assistance of Arizona hard money loans. With the help of hard money financing opportunities, you can secure a future in the real estate market without having to have a good credit score or previous experience in the field.

Hard money is a unique type of financing that does not operate in the same way you might see at a bank. Instead, Arizona Hard Money Loans occur with the assistance of private investors and are carried out much differently. Private investors are able to work out different terms for fulfilling the loan and eligibility for acquiring the loan. The property that is being invested in is used as collateral for the loan so that those interested in getting this type of loan do not have to meet the traditional requirements of applying for a loan. This is why a poor credit score or if you have no experience in real estate should not be a hurdle between you and getting started with real estate investing.

If you are hoping to get started with hard money financing opportunities, it is important to begin reaching out to Arizona Hard Money Lenders in your area so that you can get connected with a network of individuals who are eager to assist you with your financial goals. As you get connected with more private investors in your area, you may be able to have access to further real estate investment opportunities and meet new people that can help you reach your dreams.

Arizona Hard Money Loans are the Real Deal and Can Help You Achieve Your Goals

With hard money financing, your dream of becoming a real estate investor of fixing-and-flipping properties can quickly become realized. Do not feel like you have to continue making excuses for yourself. No credit score is no problem for those who are hoping to pursue a hard money loan.

There is no better time than now to begin reaching for your financial goals and hard money financing opportunities can help you get to their dreams regardless of your lack of experience or below average credit score.

If you are interested in acquiring a hard money loan, know that there are many options available for you. Choose your plan wisely and do not rush into any decision. Find the best option for your financial goals and your budget so that you can make the best investment choice possible.


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Thursday, November 1, 2018

Rotten Credit? Arizona Hard Money Lenders are the Helping Hand You Need!

Does your credit score leave something to be desired? Are you sick and tired of your poor credit preventing you from pursuing your goals? Arizona Hard Money Loans can help you achieve your dreams and finally get started with investing in real estate.

Does your credit score prevent you from going after real estate ventures or investing in properties that interest you? Are you tired of feeling defined by your credit score? If you are sick and tired of your poor credit history getting in the way of you and your dreams, it is time to consider hard money lenders. A hard money lender is sometimes called a loan officer and is an individual trained to find the best private investors available to help you reach your goals. The right hard money lender can open your eyes to budding investment opportunities and help you grow your financial property by investing in real estate.

Arizona Hard Money Loans are much different than the type of loan you would receive if you talked to a broker that works in a traditional bank setting. With hard money loans, lenders or private investors are not interested in seeing your credit history or your prior history in real estate. These investors are only concerned with your ability to pay off the loan in the future and do not need this additional information. This means that Arizona Hard Money Loans are the best choice for people who want to get into real estate investing but simply do not have the credit score necessary to seek a loan from a traditional banker. More importantly, hard money can help you reach your financial goals. Fixing-and-flipping real estate properties is a budding market that you absolutely need to get involved with. Don't let your credit score prevent you from getting started with investing in properties when you don't have to. A poor credit history is not an issue when it comes to pursuing a loan with Arizona Hard Money Loans which means that there are no excuses for not getting started with real estate investing.

Arizona Hard Money Lenders are Making Dreams Come True

The time is now to get started pursuing your financial goals and prioritizing your financial future. If you truly want to become successful and do better for yourself, stop letting your credit score slow you down when it simply does not have to do so. Arizona Hard Money Loans are the perfect solution for anyone who suffers from poor credit and doesn't know how to get started with investment opportunities.

The real estate industry is a thriving community of individuals who are jumpstarting to financial success and it is time for you to join the entrepreneurs in achieving your financial dreams.

Best of all, Arizona Hard Money Loans are able to be secured quickly. This means that you can start your journey with real estate investing as soon as possible and let nothing stand between you and achieving your financial goals.


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Wednesday, October 31, 2018

Danger Beware Danger: What to Know About Arizona Spec Home Investors

Spec homes are a complicated investment opportunity. When it comes to private investors and Arizona Spec Home Investors, there are a lot of factors to consider and you must be aware if the risk of these types of properties are actually worthwhile for you to pursue financially.

Spec homes are also sometimes called speculation homes. These properties are built as single-family homes that are intended to be resold. The construction of these properties is definitely on the rise which means many real estate investors are jumping on these opportunities. There may be opportunities for you too with these properties. However, you must understand that these properties are high risk, high reward.

Right now, while there is a building boom, spec homes can actually be very popular. In fact, it can seem to be very exciting to finish selling a home before it is ever actually fully constructed. However, these properties can be detrimental if they are not sold in the expected timeframe which means these sorts of investments are risky.

If you are beginner to the real estate market, spec home investment properties may be better for a later project. A hard money loan can help you secure a stake in any number of real estate ventures that are less risky and ultimately potentially more valuable. Regardless of the route you choose to go down, there is no better time than now to get started with investing in real estate. There are many opportunities available for you to consider in different aspects of the real estate market that can actually be extremely profitable.

The Valuable Advice About Arizona Spec Home Investors You Must Know

When it comes to real estate, there are many different ways to begin investing and getting involved. Knowing the right areas to spend your money can be a large determining factor in your success. While many individuals are making a killing with spec home investing, these opportunities are better suited for more experienced investors that have already begun to get involved with investing. In order for spec home investing to be profitable, you must be able to have a large network of connections to fall back on. Homes that are spec homes are more likely to be sold quickly when you have networks to spread the news about your property and begin to gather clients that may be interested in your property.

Spec homes or speculation properties and the construction of these properties are on the rise so you must be aware if this is an investment opportunity you should get a jump on or if you should pursue other avenues of real estate investment.

Big, new housing developments can mean big earnings if you know the right way to spend your money. These are high risk, high reward so it’s up to you to decide if it is worth the risk. Consider that spec homes are a solid opportunity for more advanced investors to consider but may not be the best way for beginners to be initiated into the world of real estate.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

What You Need to Know About Becoming Successful with Arizona Spec Home Financing

Are you hoping to contribute to big, new developing communities and shape better neighborhoods? Do you want to increase your income double or triple what it is now? Arizona Spec home financing is an exciting investment opportunity that is leading many real estate investors to huge earnings.

If you have begun to invest in real estate and have already acquired a network or some experience, spec home investing is an exciting venture to consider. With spec home investments, you will be investing in properties that have yet to be built and profiting off of the sale of these prosperities once they are eventually sold. With a recent boom in home building, this is exciting news for anyone who wants to get started with spec home financing. There is no better time than right now to take advantage of this booming real estate market. More importantly, spec home financing will give you the opportunity to network with numerous real estate business professionals. It takes a number of different individuals to team up a work on creating a new development or subdivision. You will be one of many stakeholders investing in a budding community which is exciting news for anyone who is hoping to get a larger network of people in the real estate business. More network contacts can lead to more leads which is good news. The majority of houses that sell before purchase were introduced to their buyers through word-of-mouth. Having a network of individuals recommending your properties to potential clients can lead to huge earnings.

More importantly, spec investing is a time-restricted investment. If you are hoping to tap into this booming time in real estate, you need to act quickly. The real estate market may not be as accommodating to spec properties in the future so it is important to take advantage of the current building climate while you still can. Spec home financing can be a great way to expand your network and making a lasting impact on your community by building beautiful homes for future generations to enjoy.

Spec Home Financing in Arizona is an Exciting Investment Opportunity

Now is the time to get started with speculation home financing so that you can achieve your financial goals and network with many other real estate investors in your area. Networking is one of the most important parts about being successful in real estate and investing in these types of opportunities is one of the best ways to do so.

If you want to positively contribute to your community, it is time to consider spec home investments and shaping thriving neighborhoods for generations to enjoy as well as simultaneously reaching or exceeding your financial goals.
Like any business decision, it is important to weight the pros and cons before you decide where to invest. However, spec home financing is a budding market today, so it is still important to consider to tap into these potential earnings while they are still available to you



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions