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Saturday, December 29, 2018

Things to Consider When Building a Spec Home

Many elements must come together to build a spec home successfully. Spec Home Financing in Arizona with Arizona Hard Money Lenders can help you fund your build, but there are still things for you to consider in the construction process.

When building a home, there’s more to consider than you might think. Each element should be thoughtfully chosen to ensure you get the home value you’re hoping for. Location, lot, design, floorplan, and unexpected costs are all important pieces of the construction puzzle and should not be overlooked. Keep each of these factors in mind as you build to ensure quality home value and construction while staying within your budget.

Location

Especially important for home resale value and living conditions, location is a huge part of a home. Think about your goals for the home and take that into consideration when searching for building locations. If you want to build a family home, perhaps search in neighborhoods by schools or parks. To make more money from the sale, choose a neighborhood or city that will provide the best market value. Building in a safe neighborhood with available amenities is often a good idea.

Lot

The lot you choose is just as important as its location. Make sure your lot is the right size and in the best spot for your plans and keep your clientele in mind. Families may want to be near parks or playgrounds, while older couples might want a quieter location.

When applying for your Spec Home Financing in Arizona, remember that certain lots may have upcharges, so be sure to work any lot costs into your application.

Floorplan

This goes back to your clientele as well. Choose a functional floorplan that people will want to live in. A couple has different needs than a family of four. Select a floorplan that compliments your lot and location and makes sense for who will be buying it.

Design

Choosing a modern, yet timeless design will help you sell your spec home and allow it to stay timely for years to come. Do plenty of research on interior design or work with a designer to help you develop a theme.

People love matching and consistency, which can be achieved with small touches. Choose fixtures that are all the same color. Use the same countertop for the kitchen and all the bathrooms. If you have wood floors in different areas of the house, make sure it’s the same color. The same goes for tile and carpeting. Maintaining an interior theme will help make your house look polished and professional.

Unanticipated costs

Snafus happen, so you must expect the unexpected. Make sure you budget wisely and put money aside account for unanticipated surprises, which are bound to happen. You’ll be happy you did.

Spec Home Financing in Arizona

Want to build a spec home but can’t pull the funds together? You can get Spec Home Financing in Arizona from a hard money lender like Level 4 Funding. Money lenders can offer you more money than banks in some cases, and their application and approval processes are far faster than those of financial institutions.

Choose Level 4 Funding to fund your spec home.

Level 4 Funding is a trusted money lender that can give you the Spec Home Financing in Arizona you’re looking for. Visit their website now and apply for your loan online. It’s easier than you think and is definitely worth your time.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Moving for Beginners: Packing, Arizona Bridge Loans, and Everything in Between

Planning a big move? Learn how to stay calm during the process with tips on packing, Arizona Bridge Loans, movers, and stress management.

You can admit it. Moving is just plain stressful.

As exciting as it is to find a new place to call home, the process of getting there can make you want to pull your hair out. The money, the time, and the energy that go into moving can be overwhelming. To save yourself some frustration, we’ve pulled together some of the top moving tips to make your experience much more pleasant.

Let go of as much as you can.

The more you get rid of, the less you have to move. That means less weight, less boxes, and less to unpack. Whether you trash, donate, or sell your belongings, it’s helpful to have them out of the way before your move. As you pack up room by room, have a trash bag and a donation bag. Donate what you can and trash what you can’t. Not only is this helpful for your move, but it can be representative of a new start in your new place. Out with the old and in with the new.

Hire a moving company.

Although it’s cheaper to pack your stuff and go, hiring movers can take a lot of pressure off you, not to mention save you time and energy. Although it may be cheaper to pack up a truck yourself, you can spend that time on other things by getting movers. With tons of moving to-dos, it can really help to have extra time. To save a few bucks, you can pack up some more personal belongings yourself, and save the kitchen, bathrooms, and basement for the movers to pack. You’ll still get the help of movers while also making sure your favorite treasures are packed to your liking.

Find used boxes.

Rather than buying boxes, take time to search for some free ones. Stores like Walmart and Target sometimes have leftover boxes from shipments that they plan on recycling or throwing away. If you see any, ask if you can have them. Liquor stores often also have a ton of leftover boxes, and smaller boxes like these can be more helpful than you’d think. With this being said, you may not need boxes if you hire a mover, as they may provide you with some.

Use Arizona Bridge Loans to finance your new home.

If you’re having trouble getting the money together to pay for your new home, Arizona Bridge Loans can help. These are short-term loans meant to help bridge the gap between when you buy your new house and sell your old one. Arizona Bridge Loans can be found at many Arizona Hard Money Lenders, including Level 4 Funding based in Arizona.

Final Tip: Don’t wear yourself out.

As tough as moving can be, don’t let it break you! During your move, be sure to treat yourself to plenty of relaxation time. Stay organized and on task, but don’t let it control your whole life. Set aside time to be tranquil and not think about the move at least once a day. Your psyche will thank you.

Be kind to your movers, your family, and yourself during this busy time.

Kindness goes a long way. Those around you will appreciate it, and you will feel accomplished for keeping your cool during what is known as one of the most stressful times in a person’s life. Enjoy yourself and get excited about your new place.

Friday, December 28, 2018

Are Construction Loans in Arizona Worth It?

Thinking of building a home? Learn more about Construction Loans in Arizona as financing options.

Home building is expensive, and builders can often benefit from some extra funding. Construction Loans in Arizona are very helpful for home builders in financing their builds and are definitely worth applying for.

When you’re thinking of building a home, there are a ton of costs to consider. Here are just some of the expenses that go into the construction of a new home:

· Lot upcharge

· Building supplies wood, bolts, nails, drywall, concrete, etc.

· Labor costs

· Roofing

· Plumbing

· Electric and lighting fixtures

· Windows

· Interior design countertops, paint, flooring, cabinets, doors, etc.

· Landscaping

With all those together, that’s a lot of money. The average cost for a new build in 2018 was $290,110, which is tough for many to pay out of pocket. That’s where Construction Loans in Arizona can really help.

These are short-term loans lent out by Arizona Hard Money Lenders for the building of a home. They can cover a lot and are ideal for those without enough money to shell out for home construction.

Arizona Hard Money Loans do not require great credit or a flawless loan history. Instead, what’s important to Arizona Hard Money Lenders is collateral, which in this case, would be the home you’re building. You can pay back the loan once your home is complete or make a custom payment plan with your hard money lender.

Because Arizona Hard Money Lenders aren’t tied down with tons of corporate policies like banks are, they have more freedom in their loan processes and how they can help you. Lenders often work with their borrowers individually and can develop a loan plan that works for you and your life. This is helpful for those who are turned off by the cold attitude of banks. Arizona Hard Money Lenders can be much more flexible with you and your needs, and who doesn’t want that?

Where Should I Go for My Hard Money Loan?

Just like there are many banks out there to choose from, there are many money lenders. Do some research about lenders and see which one offers exactly what you need. If you’re not in a rush to get money, take your time and study up on money lenders.

However, if you do need your money quickly, it’s even more of a reason to choose a hard money lender over a bank. Banks can take a long time to approve your loan as they go through your information with a fine-toothed comb. Arizona Hard Money Lenders are less concerned with your financial history and more concerned with your collateral, so your approval process with them can be very fast.

Level 4 Funding is a trusted hard money lender for construction.

Level 4 Funding in Phoenix is a hard money lender that offers Construction Loans in Arizona with rates starting at 9.5%. They can even offer up to 90% financing for your project. Make sure to check out their website www.level4funding.com.

Try These Six Tactics and Become a Better Landlord with Arizona Rental Property Loans

Managing rental properties well takes a lot of time and energy. Learn how to improve your skills as a landlord and how to finance future rentals with Arizona Rental Property Loans.

For renters, one of the most important elements of a property is the landlord in charge of it. People want to rent from landlords that are reliable and friendly, since there will be a ton of interaction with them for the duration of the lease.

With that in mind, it’s important to be the kind of landlord people will be happy to rent from. Taking steps to make yourself accessible and easy to work with will go far in the eyes of your current and future tenants and are worth your time. Whether you’re a present landlord or planning to become one, these tips can help you update your rental management skills and gain you more business.

1. Use digital payment options

In this modern world, technology is making many parts of life more streamlined and easier to handle. Using online payment options for rent and utilities can be very helpful for not only your tenants, but you as well. Electronic payments using programs like Venmo, Cozy, PayPal, and Avail can save tenants the bother of mailing checks or going to the bank, and you’ll get your money faster.

2. Communicate with your tenants

If tenants have an issue, it’s helpful for them to be able to easily contact you. Give them your business or cell phone number and be sure to get back to them as soon as you can. Building a positive relationship with your tenants can make interactions smoother and make them more likely to renew their lease.

3. Make repairs quickly

This goes back to the relationship element. Making repairs quickly shows you care about them, their comfort, and their safety. Building a good landlord-tenant relationship is very helpful in the long run and making fast repairs will make a good impression. When a tenant asks for a repair, put it in action right away, whether that be fitting it into your schedule or calling someone to fix it.

4. Give your tenants space

Boundaries are important. Give your tenants the privacy they deserve by letting them know when you plan on stopping by and knocking before you enter, even if you have a key. Giving them space and privacy will help them trust you more as a landlord and better your relationship with your tenants.

5. Market your rentals strategically

If you’re looking for renters, it’s essential to market and market well. Take quality photographs and spend some money to advertise your property to potential renters online. The more people that see your property, the more that may be interested in renting it.

6. Finance your rentals with Arizona Rental Property Loans

Not yet a landlord, but want to become one? Try funding your first property with Arizona Rental Property Loans. Offered by many Arizona Hard Money Lenders, Arizona Rental Property Loans can help you hit the ground running as a landlord by financing your property purchase. Arizona Hard Money Loans like these are easier and faster to get than bank loans and they’re definitely worth looking into.

Treat Your Tenants How You’d Want To be Treated

Every landlord tip comes back to this: treat them as you’d like to be treated yourself. Give your tenants kindness, and you’ll get kindness in return. Work to foster a good relationship with your tenants and your life will be a lot easier.

Become a better landlord by taking the time to follow these steps.

These tips are easy ways to help you out and make your job easier. Each step, if followed, will only make your tenants happier, and hopefully encourage them to give you good reviews as a landlord.

Thursday, December 27, 2018

What’s the Difference Between Arizona Hard Money Lenders and Arizona Private Money Lenders?

Arizona Private Money Lenders and Arizona Hard Money Lenders are very similar but have some key differences. Read on to find out what they are and discover which type of lender would work best for you.

Remember that geometry saying, “All squares are rectangles, but not all rectangles are squares?” Well, all Arizona Hard Money Lenders are Arizona Private Money Lenders, but not all private lenders are Arizona Hard Money Lenders. Therefore, the two lending groups have differences despite being very alike. Sometimes, it can be hard to tell one from the other. However, small distinctions set them apart, making them separate entities.

Private lenders, also known as asset-based lenders, are any lenders that are not traditional loan institutions. This means a private lender could be a business or an individual. Loans from private lenders can be more difficult to find than Arizona Hard Money Lenders, as loans from private lenders tend to be more closely based on relationships. Plus, these individuals may not ask for any collateral to secure the loan, leaving them at your mercy. You’ll likely need their trust before they lend you money. Friends, family, and colleagues that lend you money would be considered Arizona Private Money Lenders. Arizona Hard Money Lenders are also private lenders but are very different from your Aunt Hilda.

Arizona Hard Money Lenders, a specific category of private lenders, exchange loans for collateral. A private money lender that exchanges money for collateral would be considered a hard money lender. If Aunt Hilda lends you money to buy a property and asks to keep the property as collateral until you pay her back, she would technically be a hard money lender.

Many Arizona Hard Money Lenders are their own companies, like Level 4 Funding. These companies profit from lending money and can be great options for loans. Their application and approval processes tend to be shorter than those of banks because they don’t comb through your information in extreme detail. Arizona Hard Money Lenders also aren’t as concerned with your credit score and loan history as banks might be. As long as you have collateral, you’re likely to get a loan. This may not be the case with all Arizona Private Money Lenders

Which Should You Choose?

Choose the lender that works for you and your financial situation. Arizona Hard Money Lenders are more likely to give you the loans you want, since they’ll have collateral to ensure you pay them back on time. Private lenders may be more convenient for smaller funds, whereas Arizona Hard Money Lenders are mainly for larger funds related to real estate.

Private and Arizona Hard Money Lenders can help you finance your real estate dreams.

If you’re hoping to purchase a property, consider getting a loan from a private or hard money lender. Many lenders give great rates and have major advantages over banks, including shorter approval time and the possibility for 100 LTV financing. Consider private money for your next real estate loan.

Why New Residential Arizona Hard Money Lenders Are So Helpful

If you’ve never before heard of residential Arizona Hard Money Lenders, you’ll be glad you have now. These lenders make real estate easier than you can imagine.

People in the market for new properties are often in need of one thing: money. Properties are expensive and good ones for low prices are hard to come by. When young families buy their first homes, they don’t have much money, and are sometimes forced to buy homes worth less than they’d really like just because they can’t afford the down payments on homes of higher values. Thankfully, residential Arizona Hard Money Lenders are here to help.

Residential Arizona Hard Money Lenders are excellent options for those who want property but don’t yet have enough to pay for it. Taking out a loan with a money lender is a chance to start your future and live in the house of your dreams. Borrowers often don’t need to have great credit to get a loan from a money lender, which is helpful for those who are just starting their credit journeys. Arizona Hard Money Lenders also have a very fast approval process compared to banks, making them perfect if you need money fast. Whether you’re moving to new city, a new neighborhood, or just down the street, Arizona Hard Money Loans will work for you.

Moving is proven to be one of the most stressful times in life. First you have to find a new house and put an offer in while also trying to sell your current home. Then, once you sell, you pack up your whole life and transport it, have to unpack it, and try to get settled in. That’s a lot happening at one time. With all that going on, you shouldn’t have to worry about how you’re going to pay for your new home. Take some stress off of yourself and your family by taking out a loan from a residential hard money lender to help finance your dream house.

What Can I Buy with a Residential Hard Money Loan?

If you’re not in the market for a free-standing house, residential Arizona Hard Money Lenders can still help you. Arizona Hard Money Lenders can lend out for a variety of properties, including duplexes, apartments, condos, and more. All of these properties can be expensive, especially in big cities like Phoenix. Money lenders like Level 4 Funding can give you the residential loans you’re looking for to help you start fresh in a new place.

Choose Level 4 Funding to help finance your new home.

Based in Phoenix, Level 4 Funding is a hard money lender that offers a variety of residential hard money loans. Their employees will work with you from start to finish to help fit your loan needs. Visit their website now to learn more about their background, rates, and loan options.