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Wednesday, January 16, 2019

Start Generating the Side Income that You Need with Arizona Hard Money Loans

The milk and honey of real estate investment is yours for the taking. Find an appropriate investment niche, draw out the plans, secure financing through hard money loans, and reap the benefits.

You have a good job. You grind out a living, pay the bills, keep your family going, and establish a trickle of savings flowing. Sure, for some time, things seem to have moved along quite well, and you may not have any complaints about the way things are going. Your savings account has been growing alright. It is looking pretty solid. However, you see others in the community, other friends, family, and neighbors, investing in side ventures and securing a decent return. Securing more money. More money sounds great to you, but where to start?

The more research you do, the more you see that real estate as a viable option for side income. Taking note of the prior, you make a list of possible real estate investments and the opportunities that each investment offers in the given market. First, you consider flipping a house, that is taking a distressed home and restoring it to proper condition and market value. Though the flipping market may be a bit down on returns from what it once was, and may have a bit of competition, it still offers up to a 40k average return on investment. Not bad, not to mention that flipping homes is a business that has been known to help starters with limited credentials, education, or formal training enter into real estate investing.

Next, after some more study, you find rental properties to be another favorable avenue to secure side money. Though you do not own a second property to lease, you come to understand that there are ways to acquire and rent property. You read on the various ways of acquiring property and find renovating and renting to be a favorable way to reduce startup costs. Renovating to rent, similar to flipping, would entail acquiring and repairing a distressed home at wholesale value: Find it, fix it, rent it. Lastly, you consider the idea of purchasing, building upon, and selling property. All three of these investment strategies, and whichever of these to be decided upon, will require financing to set into motion. Typically, in these instances of investment, particular types of loans are used, called Arizona hard money loans.

As a Helping Hand, Arizona Hard Money Loans Fulfill Real Estate Investment Needs

You come to understand that hard money loans allow individuals to secure funding when conventional lenders say “no,” and when it comes to real estate investments, you realize that there are many areas where conventional lenders are unwilling to provide funding.

Arizona Hard money loans are easy to apply for and quick to secure.

Finally, you see that Arizona hard money loans are easy to apply for, quick to secure, and power a tremendous portion of the real estate industry. You see this as a means of securing the return on investment that you need.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Tuesday, January 15, 2019

Danger the Fed’s Raising Interest Rates While Arizona Hard Money Lenders Stay Consistent

With the coming and going, the going and coming of interest—find stability. Find the loan and the rate you can trust. Find the personability conventional lending lacks by consulting Arizona hard money lenders.

The federal reserve intends to increase interest rates. There have been eight interest rate hikes since 2015 not to mention a quarterly raise in interest over the past two years. Furthermore, the aftermath of recent hikes has been suggested as the cause of the Dow Jones plummeting. These trends, including further projected increases for interest rates, have become a concern for many who use loans as a means of building a business, owning a home, or investing in a future.

Yes. Higher interest rates do offer pleasant outcomes for an obscure and federal entity looking for its cut of interest. However, descending from the pantheon of bureaucratic decision making, domain of “poets, priests, and politicians,” ground-level Americans are bearing the brunt of the fed’s blow. An increase in rates means a decrease in those willing to acquire a mortgage, a car, an investment capable of generating revenue. A decline in the previous areas, furthermore, culminates into a decrease in the total amount of goods purchased. A pox on business, a decrease in economic activity.

While conventional lending is subject to the federal lending policies, interest rates, and shifts in economic ideologies that may occur, hard money lenders are on the opposing end of the spectrum. The end of the spectrum that is independent, subject to minimal restriction, and consistent in its lending policies and rates, which are graciously offered to the public.

Arizona Hard Money Lenders Consistently Provide Rates that Clients Need.

Up. Down. Forward. Backward. China lends this or that rate to America. Such and such political advent dictates the numerical or statistical result of x, y, and z. China raises its lending rates again. Wow—Step back. Look at hard money. Look to the micro not the macrocosm, so convoluted in world events. Find the rate that you need with Arizona hard money lenders. Start your business one step at a time, with the individual attention that you need. Get the financial backing to build or buy.

Talk to your Arizona hard money broker to find hard money lenders that are right for you

Find the lending niche that is right for you. The lending source that is not tied up in the mandates of the Fed but rather is pooled by private investors or groups of investors for the purpose of financing promising ventures and real estate investments. For more information on Arizona hard money lenders, rates, and terms contact Level 4 Funding.

Start a Successful and Legal Cannabis Business with Commercial Hard Money Loans

Does conventional lending have you down? Bypass the red tape and get commercial hard money loans to start your cannabis business today.

Cannabis, the final frontier. The commercial voyage to explore a new world of potential revenue, to seek out profitability amid the unknown and new customers, to boldly go where no other business has gone before.

That’s right. The legal sale of legal cannabis in the United states is on the rise. North American spending on cannabis has passed the nine-billion-dollar mark. Estimates predict that soon, less than a decade, the legal sale of marijuana in the Americas will be a multi-billion-dollar industry. Yep, imagine Mike Myer’s Doctor Evil mouthing “one hundred billion dollars!” into his pinkie finger. It’s going there, and fast.

Due to these revelations predicting the rapid growth of the legal cannabis industry, many have taken aim, setting their sights upon a market ripe for potential returns. But like any business, it takes cash to set things in motion, many times it even takes lenders who are willing to finance the acquisition of real estate, infrastructure, agriculture, and storage. So, who loans this kind of money out? Well, to start, not conventional lenders. Obtaining a loan on a legal marijuana business from a conventional lender is not an easy process due to constant changes in federal and state laws, recent birth of the industry, and unpredictability inherent in the business. Alright, if conventional lenders are out of the picture and if individual savings are not sufficient on their own, what other options are there? Answer: Arizona commercial hard money loans. Where conventional lenders are fickle with stipulations, governed by scores of federal regulations, and characterized as the archetypal red-tape administration, commercial hard money lenders are predictable, upfront, client-oriented, and easy to deal with. Since commercial hard money looks at equity in real estate and loan-to-value positioning, borrowers’ personal lives are not subject to the microscope of scrutiny.

Benefit from the Growing Legal Cannabis Industry by Applying for Commercial Hard Money Loans

So, what types of cannabis financing are available? Commercial hard money loans are available to those seeking to acquire real estate to store, process, and retail cannabis. Also, commercial hard money loans are available for those who are looking to cultivate marijuana agriculturally. Since conventional lenders tend to frown upon lending money out for land-acquisition, finding land to grow on is a challenge that can be resolved by hard money.

Get the commercial hard money loans that your cannabis business needs through Level 4 Funding.

If the medicinal cannabis business seems to be a good fit, go for it. With a proper business plan in mind and after having researched favorable real estate scenarios in a given area, talk to a hard money broker to find a hard money loan that is right for you. Establish a foothold and press forward with Level 4 Funding, here to help meet your business’ finance needs just as it has helped so many others.

Why You Risk Less with Spec Home Financing in Arizona Today

In the past few years, Spec Home Financing in Arizona and building has been a somewhat risky proposition. However, changes in the market mean your move-in ready property won’t last long.

It’s been tough to get Spec Home Financing in Arizona in recent years, purely because there’s been no telling how long a move-in ready property would sit before a buyer might take interest. That’s a risk many lenders and builders haven’t been willing to take. After all, once money’s been invested and a home sits vacant, it costs money to maintain it. That eats into the ROI and means that investors and builders can’t move onto other projects, leaving some with no choice but to sell at a discount just to unload the property. The state of affairs has all but stopped construction, so few new homes have been hitting the market at all for the past year.

“Whatever progress has been made in new home sales since the economic recovery began,” explained Zillow Senior Economist Aaron Terrazas in a CNBC report, “recent data makes it clear that builders have been struggling to ramp up new single-family home construction for years.” At the same time, there’s been a surge in demand on the low end of the housing market, which has annihilated supplies as well.

“The housing shortage has been the one glaring villain holding back a more robust housing recovery,” said CNBC real estate reporter Diana Olick. She and the experts cited concur that more new homes are needed, but finding lots for infill in certain cities can be difficult, and this is precisely where more affordable homes are needed.

Build Affordable Homes to Be Successful in Today’s Market

Danushka Nanayakkara-Skillington, a senior economist at the National Association of Home Builders, says the trick is to be aware of what today’s homebuyers need and cater to it during the build. “Builders need to manage rising construction costs to keep their homes competitively priced for the newcomers to the housing market,” she explained. Lind Goodman, sales manager for BSI Builder Services recently echoed these sentiments in an article for the Washington Post. “Right now, we’re seeing most of the builders in our area building houses as fast as the lots are developed,” she said. “Resale inventory is so low, and builders can’t build houses as fast as they are selling, particularly at the lower-end prices.” This in mind, those leveraging Spec Home Financing in Arizona and those providing it stand to make great profits for the foreseeable future.

The market’s hot, so find an experienced broker who will help you get the best terms.

If you’ve got experience, finding Spec Home Financing in Arizona should be a breeze, thanks to the surge in demand. However, working on the lower end of the spectrum in keeping with buyers needs and expectations will naturally leave you with smaller profit margins. If you want top ROI, be sure to work with a broker who can find you the best terms possible for your endeavor.

3 Reasons to Leverage Rental Property Loans In Arizona in 2019

The new year is slated to bring changes to the housing market, and chances are, your area will see a boom in rentals. Now’s a great time to start evaluating your options for Rental Property Loans In Arizona if you hope to cash in on the growing market.

1. The economy is strong. The telltale signs of a strong economy are everywhere. The Bureau of Labor Statistics (BLS) puts unemployment at just 3.7%, down form 4% last summer and 4.4% last year. Earnings are also up, and the consumer price index shows living costs are holding steady. People are more able to spend on fun things like vacations, making now a good time to great time to have a vacation home and get it listed on sites like Airbnb and HomeAway.

3. Affordable housing is drying up. One downside to the great economy is that more people have been able to get into homes. According to a new report from CNBC, the low end of the housing market has the highest demand, and also has the fewest offerings. Because of this, multi-family units and single-home rentals will continue to be solid investments.

3. The cost to own is rising. Naturally, when fewer homes are on the market, prices increase. They’ve been climbing at a steady pace for years now. Adding to this, interest rates are up; higher than they were a year ago, though certainly not at all-time highs. Those who can secure Rental Property Loans In Arizona are in a unique position to make the most of the market shifts.

Evaluate Your Market to Ensure Top ROI

Not all markets are seeing the exact same shifts, cautions the CNBC report. Coastal areas, in particular, are seeing the first shifts and are therefore hit the hardest by changing markets thus far. The trend is expected to move inland, though experts believe that more new homes will come available and relieve some of the strain. If you’re considering taking out Rental Property Loans In Arizona to fund your investments, do a comprehensive market analysis and see what new home growth has been like or perhaps focus on a strategy like fix-and-holds in inner-city areas with little opportunity for future housing growth to ensure a smart purchase today will be a wise investment tomorrow.

A diverse portfolio is key to remaining successful.

“The housing recovery may have peaked, but it isn't over. As more supply hits the market, sales will grow again,” says CNBC real estate reporter Diana Olick. The changing market being seen today is typical of a cyclical market, and the only way to ensure you always have steady revenue is to diversify your holdings. However, Olick adds that “a huge generation is aging into its homebuying years, and another huge generation is downsizing,” plus younger generations tend to favor rentals to begin with. If you’ve historically focused on fix-and-flips, now is a good time to explore your options for rental property loans in Arizona, so you can generate cash today and continue earning for life.

Monday, January 14, 2019

Can You Get Private Money Lenders in Arizona to Fund Fire-Damaged Flips?

There’s an abundance of fire-damaged homes on the market today and they can make great fix-and-flips. However, you need a solid plan and a connection to the right Private Money Lenders in Arizona to help you.

With the recent surge in wildfires, a whole lot of fire-damaged properties are hitting the market. This is a great time to pick up new fix-and-flips, but because of the level of expertise needed to carry out projects, it can be a challenge to find Private Money Lenders in Arizona who are willing to invest.

If you haven’t worked on fire-damaged properties before, this is one situation where it pays to bring on expert help. Before you jump in, talk to a contractor or restoration company which specializes in fire damage. In some cases, the damage is quite superficial. Homes that are damaged mostly by smoke often need little more than treatment for the scent, cleaning, carpets replaced, and cosmetic adjustments. On the other hand, it becomes a lot more involved when the home ignited. If the fire went unchecked, there can be structural damage and entire floors needing to be gutted, and if the fire department was deployed, chances are there’s mold and water damage too. None of these things means a property can’t be flipped for profit, but if does mean the complexity of the repairs increases.

You’ll also need to pay special attention to permitting and local regulations, as failure to adhere to repair guidelines could lead to issues years down the road. For example, codes typically dictate how much of a stud can be charred without replacement. If you and your contractors are mindful of these codes and do quality repairs, you can walk away with profit and a good feeling about the work you’ve done, but shoddy contractors may try to leave pieces in place that legally and ethically need to be replaced; it’s on you to ensure it’s done right. You’ll also need to address any underlying issues. For example, if something in the home, such as an electrical problem, contributed to the burn, you’ll need to address this too. Details about the damage and the steps you took to repair it will be part of the disclosure process when you sell. That’s rarely an issue with potential buyers if you’ve done the repairs well though.

Rehab Pros Create a Win-Win Solution By Taking on Fire-Damaged Properties

It’s a challenging time for homeowners as few have the experience or expertise needed to rebuild after a fire. Many simply want to walk away and start over, but are tied down to properties they can’t get out of. Those who work in fix-and-flips are in a position to make a real difference for people during this emotional time. They have the ability to change the life of the family by allowing them to move on swiftly and can give back to communities by helping with the rebuilding process. Overseeing the rehab often works out well for the flipper too—some have seen ROI top 100%. That’s good news for private money lenders, too. When you’ve proven you have what it takes to rehab a fire-damaged property, the person who funds your deals profits alongside you and is often eager to sign up for the next project as well.

An experienced broker will find funding and terms that are right for you.

Fire-damaged homes can be great bargains and yield great profits, but because of the complexity, banks are quite wary of them and some Private Money Lenders in Arizona are standoffish too. However, if you connect with the right broker, he or she will find someone who understands the nature of what you’re doing and will find you great terms too.