Beretta Only

Friday, February 21, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Your credit score is incredibly important when it comes to obtaining long-term loans. While credit criteria make sense, there are times that investors wish it wouldn’t hold them back from making new investments and building their portfolio.

I’m here to tell you that an Arizona hard money loan may be the right choice for you if you’re struggling to build your credit and need fast funding to nab the right deal. We take more than credit into account and that’s why we can put more weight into your project proposal and previous investment history.

We can take a big picture look at you, rather than scrutinizing your credit score. Here’s what we’ll take into consideration to determine our ability to fund your proposal:

· Project’s ability to make money, allowing you to pay your loan

· Property equity

· Plan for the proposed property

· Investment history

Each of these categories speaks to your ability to use an investment to make money, pay back your loan, and be a successful investor.

We value your expertise in the field of investment and can look beyond a poor credit score to help you fund your next project. An Arizona hard money loan will not only fund quicker than a traditional loan, it can lead to other opportunities, as well.

We love working with successful investors more than once so we can offer incentives as you get more deals under your belt. At Level 4 Funding we take the time to get to know our investors and you’ll feel comfortable coming back to use for project after project in the future.

If you have questions about how to get started obtaining a Arizona hard money loan for a fix and flip property, a commercial property investment, or a situation in which you need a bridge loan to get you by, give us a call! We would love to set up a time to speak with you and learn more about your next project!

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

Saturday, February 15, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

We can take a big picture look at you, rather than scrutinizing your credit score. Here’s what we’ll take into consideration to determine our ability to fund your proposal:

· Project’s ability to make money, allowing you to pay your loan

· Property equity

· Plan for the proposed property

· Investment history

Each of these categories speaks to your ability to use an investment to make money, pay back your loan, and be a successful investor.

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

Why We’re a Top-Notch Hard Money Lender

Here’s why you should choose Level 4 Funding as your Arizona hard money lender for your next real estate venture.

Just like two properties aren’t the same, neither are two hard money lenders. When you’re deciding how to fund your next real estate venture, you want to be picky about who you borrow from, making sure your investment is going to be funded quickly, ethically, and in a way that will make you want to go back for more!

Here are some things you should know about your Arizona hard money lender before signing on the dotted line.

Clear as Mud

If you’ve presented your real estate proposal to your Arizona hard money lender, you’ll want to ask some questions yourself. Nobody likes hidden fees! When you ask the lender about what fees are associated with their loans you want to get the full picture and not be surprised the day of funding. This is why you should be interviewing your lender, as they interview you.

Too Good to Be True

Hard money lenders do what most conventional lenders can’t – they lend to investors who are unable to secure traditional loans due to stringent credit requirements and they fund quicker than big banks. That being said, if you’re coming across an Arizona hard money lender that’s promising everything and the kitchen sink, be wary!

Hard money lenders need to make money just like you do! They will be particular about which deals they choose to fund, and they will make sure it’s worth their time. If they aren’t asking enough questions, or asking the wrong questions, they may not actually fund their own loans, or aren’t concerned with the success of your transaction.

You always want your Arizona hard money lender to be on your side, providing full documentation, a list of fees, and provide you the revenue to make you both money. Here at Level 4 Funding we are transparent and are looking for investors who have a strategic plan in place, but just need the funds to make a move.

Friday, February 14, 2020

Will Your Property Appraise?

You’ll want to consider these things when choosing an investment property because hard money lenders will require an appraisal to fund your loan.

Hard money lenders have to protect their investments and one of the ways they do that is by performing a property appraisal to determine the value of the home before renovation, compared to after.

There are some steps you can take when choosing your fix and flip property that will help the home appraise and get your proposal accepted by a Arizona hard money lender so you can get that money in your hands to begin the project!

Great Location

If your real estate investment opportunity is a fix and flip, it’s important to have a property that’s in a desirable location to ensure you attract buyers easily. Check what type of businesses are in the vicinity of the property and distance from busy streets. Those both will have an effect on the value of the home and can determine your loan amount from the hard money lender.

Floorplan

This is one of the most important things to consider about your property. If you’re looking for a fix and flip you want to see it from that buyer’s point of view. Could you envision someone or a family living in that home? If you’re looking at a commercial property, is it set up to have cubicles installed if the renter so chooses?

Neighborhood Trends

Every city has trends when it comes to desirable neighborhoods. You’ll want to be on the nose with where the population is moving and how quickly those homes are getting taken off the market. If you’re looking at commercial investment property you want to know where businesses are thriving and sticking around through the ups and downs of the economy.

If you have a real estate investment opportunity and want to work with a Arizona hard money lender to make your dream come true, contact Level 4 Funding today and we can hear your proposal, appraise the property, and fund the loan quickly to get you on the way to earning real estate money!

Thursday, February 13, 2020

Private Money vs. Hard Money – What’s the Difference?

Learn the difference between private money and hard money so you can make an informed borrowing decision.

In prior blog posts I’ve discussed the real estate jargon that all investors should be familiar with so you can talk the talk and walk the walk. There are two more terms that though they may seem interchangeable, they aren’t exactly the same.

Private money and hard money are two different ways to borrow money and I’m going to outline the differences below.

Hard Money

When you meet a hard money lender, it’ll be clear that lending is their bread and butter. It’s their business! That means they are ready to see your proposal and make a quick decision based on its merit. There are qualifications you’ll have to meet, but they are far less strict than those imposed by traditional banks. That means you don’t have to have a fantastic credit score.

Hard money loans are funded just as quickly as the decision is made! You can begin your fix and flip venture in some cases in as short as a week. Don’t miss a good deal when it’s in front of you!

Private Money

Private money loans can come from anyone who has the money to lend. It can be a family member, a friend, or a company. It is a relationship-based lending scenario that can take time to develop because they aren’t a tried and true lender, they just have the means to do so if they so choose.

They may also ask for some stake in the real estate venture because they are taking on a personal risk. Private money loans can also take longer to fund, causing you to lose out on deals.

That’s why we recommend using an Arizona hard money lender for your real estate business, whether you’re fixing and flipping or need a short-term loan for your buy and hold property. Contact Level 4 Funding today to discuss your next venture!

Wednesday, February 12, 2020

How Car Sales Can Determine Real Estate Strength

Keep an eye on car sales to help inform your real estate decisions when you borrow from a hard money lender.

Real estate investors are savvy when it comes to the housing market, but when they’re ready to borrow from an Arizona hard money lender they will pay attention to the bigger picture to make important decisions about their portfolio.

There are two large financial indicators of the economy because they are the two biggest purchases most people will make: cars and houses. So how do car sales inform real estate investors of the strength of the real estate market?

When car sales change drastically, it can be a foreshadowing of a bigger economic upturn or downturn. Recently, car sales for the big brands like Toyota and Honda have dropped drastically. If consumers aren’t making large purchases like cars, the real estate trends will tend to follow, and vice versa.

As the economy trends that direction, consumers will become wary of other big purchases like homes and real estate investments. Why is that?

Consumers Hold Their Breath

We all remember the big real estate bubble that burst in 2008 and buyers and sellers are anxiously awaiting another large sway in the market. Though we may see something similar, we won’t see a burst to that extent anytime soon.

That being said, some owners are wanting to sell their homes before that tide does turn. That means we may see an influx of homes on the market after the new year. That’s the time for real estate investors to get their hands-on homes to fix and flip, or to buy and hold.

If you have any questions about how to use a Arizona hard money lender like Level 4 Funding to help you make a purchase for your real estate investment portfolio, reach out to us to find out what we can offer.

Tuesday, February 11, 2020

How to Fix and Flip in a Seller’s Market

Hard money loans can help you fix and flip a property. In a seller’s market it can be difficult to find affordable inventory.

So you’ve got your Arizona hard money loan proposal almost complete, you just need the perfect property. That can be hard to find if it’s a seller’s market which means prices are inflated and inventory is low. Here are some ways to keep your fix and flip business going through the highs and lows of real estate.

Look for FSBO Properties

FSBO means for sale by owner. Some sellers won’t use an agent to list their property so it won’t hit the online home sites. You may only find them by driving by and seeing as sign. That makes them more difficult to locate, but it gives you the opportunity to negotiate directly with the seller and you’ll be able to explain your offer face-to-face, getting the most for your hard money loan. This can also save money on your deal because they most likely won’t be paying a commission to sell.

Have a Realtor On Your Side

Realtors also have the opportunity to see properties that may be a good investment for you by seeing what is going into foreclosure soon so you can swoop in and make a cash offer to keep that person from going under on their home and losing it to the bank. This is an opportunity to get the house for what they owe, rather than having it marked up and potentially getting in a bidding war on a home that’s already listed.

Inflated prices due to a seller’s market can make it difficult to keep your profit margins up so it’s important to find other ways to get your hands on a house that will provide a good return on your investment. The tide will turn eventually, as real estate always does, and you’ll have the opportunity to scoop up properties much more easily, but it’s important to be prepared for when inventory is low so that you can keep your business afloat.

When you’ve found that property, whether it be a FSBO or a pre-foreclosure home, bring your investment strategy to a lender like Level 4 Funding to discuss your Arizona hard money loan and how we can help you achieve your fix and flip goals.

Beretta Only

Friday, February 21, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Saturday, February 15, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Why We’re a Top-Notch Hard Money Lender

Clear as Mud

Too Good to Be True

Friday, February 14, 2020

Will Your Property Appraise?

Great Location

Floorplan

Neighborhood Trends

Thursday, February 13, 2020

Private Money vs. Hard Money – What’s the Difference?

Hard Money

Private Money

Wednesday, February 12, 2020

How Car Sales Can Determine Real Estate Strength

Consumers Hold Their Breath

Tuesday, February 11, 2020

How to Fix and Flip in a Seller’s Market

Look for FSBO Properties

Have a Realtor On Your Side

About Me

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