Beretta Only

Sunday, February 23, 2020

Your Hard Money Request Was Denied, Now What?

Rework your Arizona hard money loan request to make sure it gets accepted by a lender and you can begin your project.

Let’s face it – rejection hurts! Especially when it’s your livelihood on the line. If you’re a real estate investor, securing your Arizona hard money loan can mean the difference between success and failure because snagging a deal as soon as possible is KEY!

When you approach a lender for your Arizona hard money loan, they will ask for a project plan for two reasons:

1. They want to see your plan to ensure you’ve thought out your project from inception to completion.

2. They want to know how they’ll make their money back.

If you’re not providing that information in an easy to understand way, or you’re simply lacking pieces of the puzzle that make the lender uneasy to fund your project, you may face losing out on a deal because you can’t get your funding quick enough.

That doesn’t mean it’s time to give up! Once you present your project, the lender may offer some advice, but if they don’t there are some things you can do to make sure you have covered all the bases before your Arizona hard money loan presentation.

Here are the things you should include to increase your chance of acceptance:

· Amount of loan requested

· Reason for needing the loan

· Your investment

· Project timeline

· Total project cost

If any of those integral pieces of your project puzzle are missing, you can count on having to rework your proposal and having to re-present your plan to the lender to secure your hard money loan.

Level 4 Funding is ready to hear your ideas and learn how we can help you pave the way to success in real estate investment. Call us today to set up an appointment to present your next project!

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Saturday, February 22, 2020

Private Money vs. Hard Money – What’s the Difference?

Learn the difference between private money and hard money so you can make an informed borrowing decision.

In prior blog posts I’ve discussed the real estate jargon that all investors should be familiar with so you can talk the talk and walk the walk. There are two more terms that though they may seem interchangeable, they aren’t exactly the same.

Private money and hard money are two different ways to borrow money and I’m going to outline the differences below.

Hard Money

When you meet a hard money lender, it’ll be clear that lending is their bread and butter. It’s their business! That means they are ready to see your proposal and make a quick decision based on its merit. There are qualifications you’ll have to meet, but they are far less strict than those imposed by traditional banks. That means you don’t have to have a fantastic credit score.

Hard money loans are funded just as quickly as the decision is made! You can begin your fix and flip venture in some cases in as short as a week. Don’t miss a good deal when it’s in front of you!

Private Hard Money

Private money loans can come from anyone who has the money to lend. It can be a family member, a friend, or a company. It is a relationship-based lending scenario that can take time to develop because they aren’t a tried and true lender, they just have the means to do so if they so choose.

They may also ask for some stake in the real estate venture because they are taking on a personal risk. Private money loans can also take longer to fund, causing you to lose out on deals.

That’s why we recommend using an Arizona hard money lender for your real estate business, whether you’re fixing and flipping or need a short-term loan for your buy and hold property. Contact Level 4 Funding today to discuss your next venture!

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Should You Get a Land Loan?

Getting a land loan may seem like a solution for borrowers looking to make a quick buck off the real estate market. However, it’s important you know the real deal about investing in land and working with hard money lenders before you jump into any loan agreements.

Whether or not a land loan is right for you really depends on your financial situation and who your loan lender is. Traditionally, borrowers go to public money lenders, like banks or credit unions, for their loans. Qualifying with a traditional loan lender usually means steady income, a great credit score, and a reasonable debt to income ratio.

When borrowers don’t qualify for traditional loans, it is still possible to receive approval from Private Money lenders, usually companies or investors, who offer hard money. Hard money is an alternative option with flexibility. Borrowers prove their potential to the lender first through the means of the project, then through their ability as a borrower. They can still be rejected, however, for many borrowers it can be a backup plan for their projects.

Investing in Land

Choosing to invest in land can be a profitable decision if you put in your research first. The last thing you want to do is get sucked into a land loan and be unable to meet payments or interest rates because your property wasn’t what it was cranked up to be. So, what should you look for in land?

Location is prime. Investing in a property that is near business, school, and entertainment districts make it a good option for potential buyers in the future. Being aware of any developmental plans in the neighborhood will be key to knowing how your land could possibly fare in the future. While buyers may choose to build an upscale, modern home, it is important to consider how it fits in with the neighborhood and existing community.

Location is also important when it comes to other things: power, curbs, sewers, and water lines. No one is going to want to purchase a home that can’t feature the basic amenities of a home. Additionally, you’re going to need to consider if the neighborhood is under HOA or if the city has special requirements when it comes to building.

Loans in Arizona
The hard money lenders in Arizona at Level 4 Funding offer a variety of hard money loans. Hard money loans differ from traditional loans in that there is speed and flexibility. Most hard money lenders can get the loan process within the week, compared to the waiting game of a month or more when working with a traditional money lender.

If you are seeking out hard money loans, consider Level 4 Funding. With no upfront costs and a free phone call to discuss your financial situation, we can determine what land loan is right for you. As we are Private Money lender, we can offer services that are unique to your financial situation. If you are tired of shopping around, give us a call today and finally make your dreams reality!

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Friday, February 21, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Your credit score is incredibly important when it comes to obtaining long-term loans. While credit criteria make sense, there are times that investors wish it wouldn’t hold them back from making new investments and building their portfolio.

I’m here to tell you that an Arizona hard money loan may be the right choice for you if you’re struggling to build your credit and need fast funding to nab the right deal. We take more than credit into account and that’s why we can put more weight into your project proposal and previous investment history.

We can take a big picture look at you, rather than scrutinizing your credit score. Here’s what we’ll take into consideration to determine our ability to fund your proposal:

· Project’s ability to make money, allowing you to pay your loan

· Property equity

· Plan for the proposed property

· Investment history

Each of these categories speaks to your ability to use an investment to make money, pay back your loan, and be a successful investor.

We value your expertise in the field of investment and can look beyond a poor credit score to help you fund your next project. An Arizona hard money loan will not only fund quicker than a traditional loan, it can lead to other opportunities, as well.

We love working with successful investors more than once so we can offer incentives as you get more deals under your belt. At Level 4 Funding we take the time to get to know our investors and you’ll feel comfortable coming back to use for project after project in the future.

If you have questions about how to get started obtaining a Arizona hard money loan for a fix and flip property, a commercial property investment, or a situation in which you need a bridge loan to get you by, give us a call! We would love to set up a time to speak with you and learn more about your next project!

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

Saturday, February 15, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

We can take a big picture look at you, rather than scrutinizing your credit score. Here’s what we’ll take into consideration to determine our ability to fund your proposal:

· Project’s ability to make money, allowing you to pay your loan

· Property equity

· Plan for the proposed property

· Investment history

Each of these categories speaks to your ability to use an investment to make money, pay back your loan, and be a successful investor.

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender Association – APLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

Why We’re a Top-Notch Hard Money Lender

Here’s why you should choose Level 4 Funding as your Arizona hard money lender for your next real estate venture.

Just like two properties aren’t the same, neither are two hard money lenders. When you’re deciding how to fund your next real estate venture, you want to be picky about who you borrow from, making sure your investment is going to be funded quickly, ethically, and in a way that will make you want to go back for more!

Here are some things you should know about your Arizona hard money lender before signing on the dotted line.

Clear as Mud

If you’ve presented your real estate proposal to your Arizona hard money lender, you’ll want to ask some questions yourself. Nobody likes hidden fees! When you ask the lender about what fees are associated with their loans you want to get the full picture and not be surprised the day of funding. This is why you should be interviewing your lender, as they interview you.

Too Good to Be True

Hard money lenders do what most conventional lenders can’t – they lend to investors who are unable to secure traditional loans due to stringent credit requirements and they fund quicker than big banks. That being said, if you’re coming across an Arizona hard money lender that’s promising everything and the kitchen sink, be wary!

Hard money lenders need to make money just like you do! They will be particular about which deals they choose to fund, and they will make sure it’s worth their time. If they aren’t asking enough questions, or asking the wrong questions, they may not actually fund their own loans, or aren’t concerned with the success of your transaction.

You always want your Arizona hard money lender to be on your side, providing full documentation, a list of fees, and provide you the revenue to make you both money. Here at Level 4 Funding we are transparent and are looking for investors who have a strategic plan in place, but just need the funds to make a move.

Beretta Only

Sunday, February 23, 2020

Your Hard Money Request Was Denied, Now What?

Saturday, February 22, 2020

Private Money vs. Hard Money – What’s the Difference?

Hard Money

Private Hard Money

Should You Get a Land Loan?

Investing in Land

Friday, February 21, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Saturday, February 15, 2020

Rotten Credit – No Problem!

Here’s why an Arizona hard money loan might be best for you if you have poor credit and want to make a real estate investment.

Why We’re a Top-Notch Hard Money Lender

Clear as Mud

Too Good to Be True

About Me

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