Business Loans: Does God Want Your Company to Survive?

Surviving as a start-up is difficult. Considering Arizona Business Loans could keep you in the game.

The short-term survival rate for a business is 50%. Confirming this, the US Bureau of Labor states, “About half of all new establishments survive 5 years or more.” This means: start a business and flip a coin—you’ll find heads or tails to be your odds of survival.

While this statistic is daunting, how do you break the chain? Many experts claim that a healthy cash flow is one of the main indicators of a business’s survival. Regarding this, a recent article from Forbes states that “cash is king, and cash-flow management is the deciding factor whether or not your business succeeds or fails.” While this is good to know, how do you obtain cash flow when you have been down on luck, your market has made an unpredictable shift, or you have not yet qualified for a loan?

Struggles in obtaining lending may be due to:

1. Low credit score

2. Limited credit experience

3. Bankruptcy

4. Foreclosure

Don’t let the challenges of your past impede your future potential. You’ve put skin in the game to be in business. You want to survive and thrive. Level 4 Funding’s Arizona Business Loans may be able to help you obtain the necessary cash flow to outlast the first five 5 years.

Other Reasons for Seeking Business Loans

Perhaps your business is up and running the way you want it. However, you may need more cash to improve upon what you’ve created.

Other reasons for obtaining Arizona Business Loans may include:

1. Expansion real estate, inventory, space

2. Debt consolidation

Expansion may be crucial to getting an edge up your competition. Many times, for businesses that have been established for many years, acquiring property without diminishing cash flow is a dilemma. To add to this, traditional loans may be hard to acquire for some. Hard money Arizona Business Loans may be the answer to buying more property for office space, inventory management, or additional manufacturing. These investments increase the potential output and profit your company is capable of achieving.

Why Not Consolidate Many Loans into One?

Debt consolidation may be another concern. Multiple credit card payments, property loans, and interest rates may be a burden. E Plurbus Unum—Hard money Arizona Business Loans may allow you to consolidate many debts into one payment and one interest rate. 

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Why Real Estate Lines of Credit in Arizona are Getting More Attention

Real estate lines of credit are growing in popularity. If you’re involved in investing, adding them to your toolkit can help ensure your success.

Generally speaking, savvy investors find out what works for them and repeat the same processes time and time again to ensure success. That said, they also create a toolkit of various options and tailor their approach depending on the project. One of the tricks of the trade seasoned investors apply is to be familiar with several forms of lending and choose the best one for each project. That way, financing and favorable terms are always just a call away.

Real Estate Lines of Credit in Arizona fit into this toolkit as well, right alongside things like conventional loans and Arizona Hard Money Loans. However, instead of taking a large portion of cash all at once, the investor uses it like a credit card, only taking what he needs as he needs it and paying back the balance. The funds made available can sometimes be enough to cover the cost of purchasing a property, though they’re generally in line with what someone might pay to do repairs or a full rehab on a property.

There are both single property and multiple property Arizona real estate lines of credit. With a single property line, the amount made available will generally be based on the value of the home. In these cases, most investors will use them to take money out to complete individual repairs. However, those with larger portfolios can have much larger lines made available, based on the value of multiple properties. In these cases, the investor may still use the funds for rehabs and repairs. However, because the cash can be tapped into at any time, many use this to purchase new properties and add to their portfolios.

When Time is of the Essence, Real Estate Lines of Credit are There for You

Being able to jump on an Arizona investment property with cash ready to go makes it easier to grab it before others do. It can also help sway a seller in your direction if there are multiple offers because they know your deal will go through and isn’t going to get hung up waiting for outside financing.

Know the eligibility requirements ahead of time to ensure approval.

Some lenders will determine eligibility largely based on credit scores, which can make it difficult to get approval. However, asset-based lending looks more at the value of the property or properties involved. In other words, if you’ve got a good amount of equity in a single property, you may be able to tap into most of it even if you have rotten credit. Moreover, conventional lenders tend to look for credit scores of 720+ once your portfolio hits a certain size, whereas asset-based lending actually rewards you for the extra equity and can often offer up more cash. Ergo, there are multiple situations and stages in your portfolio growth in which this could be ideal. If you don’t already have a specialist on hand who offers LOCs, talk with a broker who can go over all the options now, so you can have the cash you need when you need it.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions