Beretta Only

Thursday, July 21, 2016

Seek Hard Money Lenders in California for quick, reliable relief.

Hard Money Lenders in California is a simple and quick way of receiving a loan. One of the benefits about a Hard Money Loan is that the lender does not call for you to have a good credit rating; however, the loan is merely based on the condition and potential of the house or property. If you have ever been turned down for a loan from a traditional bank, then you may want to consider talking to Hard Money lender. Look, there are many Hard Money Lenders in California that would like to be able to give you fast, quick money.

Don’t lose hope, there are always solutions to your problems. One of the joys about Hard Money is that they can be released to you fairly quickly with less paperwork to fill out than from traditional loans.

Get a loan up to 70%! How? Hard Money Loans in California.

Hard Money Lenders generally lend out loans to those who desire to build a new home/business office both for residential and commercial property. Listen closely, what makes Hard Money Lenders unique and rather special from traditional banks is that they are usually individuals with a lot of hands on cash and they base the justification of lending you a loan by your equity instead of your credit rating/history. There are several factors that come into play when they base your loan. Hard Money Loans in California is an easy way to attain money fast and quick. You may get up to 70% of the loan value.

So the loan is primarily based on the home/property that the project is to take place. The condition of the property, location of the property, the borrower’s ability to complete the project, and amount of work to fix the property (if applies) are all determinants to how much money you will receive for the loan. The length of the loan is generally around 6 months.

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

Hard Money Lenders in California are ready and willing. Here are a few tips to receive a loan.

For those who are unfamiliar with what Hard Money is, a basic definition is this: Loan approval is weighted mostly on the value and borrowers "equity" of the "hard asset" used as collateral with a lesser concern given to the borrower's credit rating. I hope that this gives you a good sense of what a Hard Money Loan consists of. California Hard Money Lenders in California can provide you the loan you need for your business or personal use. To get you ready, here are some tips to focus on when decide to take out a loan. Upon receiving your application, they consider the following:

· Condition of the property

· Length of the loan

· Location of the property

· Ability of the borrower to complete the project

· Amount of work to fix the property

· Amount of assets the borrower has to finish the project

· Current and projected value when finished

· Borrower’s information.

As long as you feel comfortable with where you stand with the above advice, then you will stand a good chance of receiving a Hard Money Loan.

More information about Hard Money Lenders in California.

Remember, Hard Money Lenders in California do not go by your credit rating in order to qualify you for a loan, but rather it is equity-based. Thank goodness! Right? Many people today have bad credit scores and still deserve a loan for their dreams to come true.? Another term this concept is referred to is “Private Money” or “Equity Loans.” These type of loans are unlike your typical loan from the more traditional route of a bank, but they are from methods such as private sources such as investor's personal funds, pension plans and other non-traditional sources. California Hard Money Lenders in California are spread all over California and other places around the United States to help you qualify for a loan.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

Commercial Hard Money Lenders: What You Need To Ask

You’ve done the unthinkable and narrowed down your potential options for commercial hard money lenders. But, do you know just what to ask your future lender to make sure they are the right lender for you?

This may not be your first time looking for commercial hard money lenders and it may not even be your first time using these particular kinds of lenders. But, that doesn’t mean you can’t hone your hard money skills. In other words, you could very well be missing out on great commercial financing simply because you haven’t asked the right questions or even asked the top questions. With that being said, let’s go over what to say to these commercial hard money lenders once you get your foot in the door.

Of course, you always what to figure out what the process is for hard money loans and what your potential interest rate will be as well as what loan-to-value your potential lenders are looking for. But, these three specific things you really need to know before even meeting face-to-face with your potentials. Nevertheless, if these things are not on your list of questions they should definitely be in the top 5.

Other useful things to inquire about when dealing with hard money lenders include finding out what the actual term or timeframe for the loans, the costs for additional loan related matters (title policy, appraisal, insurance and so on), if a draw request is applicable i.e. can you receive money pay for repairs, if putting any money down is require, how much of impact your credit have and if you have the option to deferred interest after the term of the loan. Ultimately, these particular questions allow you and your lender to be on the same page regarding your commercial loan.

How to Evaluate Your Hard Money Lender?

Once you’ve gotten to the bottom of all the terms and requirements of your loan, it is important to evaluate your actual lender. Yes, some of the above-mentioned questions will give you a good sense of who you are about to do business with. But, you should also make sure that your lender is the right lender. This means finding out about your potential lender’s funds availability, getting good references from other borrowers as well as confirming that your lender is licensed, bonded and insured. These few steps will make sure that your lender is not only the right lender for you but also the best lender for your investment.

Commercial Hard Money Lenders who are there when you need them

Lastly, consistency matters i.e. you want a hard money lender that you can truly count on. Consequently, your potential hard money lender, in no shape or form, should be afraid to answer your questions or be unclear on any of the details regarding your loan. Remember, at the end of the day, you need a lender that will be there when you need them and not just financially. So, take your time in reviewing their responses. Moreover, take note your potential lender’s overall openness and/or willingness to help you succeed with your future investment.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

Wednesday, July 20, 2016

Get big money through Hard Money Lenders in California.

If you are one of the thousands of Americans who are struggling to make payments for your mortgage, don’t stress too much. It’s not your fault, tragedies occur unexpectedly and often times at the wrong time. However, there is good news for you. You can attain a loan of money to help you get back on your feet through Hard Money Lenders in California. There are many Lenders in California that are waiting to hear from you! They understand what you are going through, and they derive satisfaction with helping you overcome your financial troubles.

Allow me to give you a brief definition of what Hard Money or “private money” is. This type of loan is derived from private sources such as investor's personal funds, pension plans, and other non-traditional sources. The best thing about Hard Money Lenders in California is that they don’t base your qualifications of getting a loan by your credit score/history, but by the value of your equity.

Take advantage of Hard Money Lenders in California and apply today for a loan.

Trust me, if you are going through financial difficulties, there is light at the end of the tunnel. You must never give up and Hard Money Lenders in California won’t let you give up. The process of being approved for a loan is rather simple. Just make sure to have your financial records handy. All you have to do is the following:

1- Call a Hard Money lender in your local area and explain to them your intentions.

2- Once a time is arranged, they will come to your property and will give you an evaluation. Within 30 minutes after they have evaluated your situation, they will have your answer for you.

3- Once approved, there will be some paperwork to fill out. Make sure to have your financial records handy.

4- After you have that taken care of, you will have your loan within a time period of 24 hours.

See how easy that is! Hard Money Lenders in California are there when you need them and want you to succeed. Don’t wait until it is too late though, many people are seeking their help and funds go quickly.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

Is California Hard Money Really “Hard”?

If you’re new to the money lending world, the term “Hard Money” might sound a bit intimidating. I can be the first to tell you that it’s really not. There is soft money and Hard Money in the world of loans, but without going into extensive detail, let’s just say the two are different. California Hard Money is based upon hard assets. In all aspects, Hard Money is essentially the easiest to get approved for.

California Hard Money Loans are equity-based—so it’s about the assets, not your credit, income, or financial history. However, some Hard Money Lenders will want more information about you; but, for the most part, they are more interested in the property you are looking to buy.

A Few Types of California Hard Money

There are a few different types of California Hard Money Loans. First, there are commercial Hard Money Loans. This is for commercial properties, not personal properties.

Then, there are business Hard Money Loans. This is where the loan is based upon the hard assets of a business such as accounts receivables or cash flows.

The other (and perhaps most common) is residential Hard Money Loans. These Hard Money Loans are usually for individuals or families looking to fix up a property or purchase their dream home.

Keep in mind that an California Hard Money Loan is not a signature loan. (A loan without any assets whatsoever, but based on credit score, work history, income, etc.). If you’re looking for a signature loan, talk to your bank about that. The whole purpose of a Hard Money Loan is asking for a loan based on the property you are looking to invest in.

That’s something that you should ask your bank to do and your bank is going to look at your credit, job history and all kinds of stuff and they are going to determine based upon you, not based upon your collateral because you don’t have any.

Talk to your nearest California Hard Money representative to see if you qualify for this type of real estate loan today!

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

GET HELP

Sellers may also offer to help out by agreeing to accept part of the purchase price in the form of a note (I.O.U.) that you can pay off in the future. Certain loan programs allow sellers to contribute toward the closing costs to help minimize your out-of-pocket expenses. You also may be able to borrow against equity in your primary residence to come up with your down payment.

Still another possibility is to secure your down payment with funds you already have in a brokerage account, according to investor and loan expert Deborah A. Ten Brink, president of LLC Loan Network. She describes it this way: Sam wants to purchase an investment property for $100,000.00. Sam has a brokerage account with $50,000.00 in it. He must pledge 143% of the $25,000 down payment required by the lender or $35,750 (143% times $25,000.00 = $35,750.00). The funds are retained in his brokerage account, still accruing interest, but the lender puts a lien on the account to protect its interest, then loans him the full $100,000.00 to buy the property. When the investment property achieves 25% equity (proven by an appraisal), the lien on the account is released and the pledged amount plus accrued interest is once again completely under the borrower’s control.
Even if you have cash for a down payment, you may not want to tie it up in your new property. So, for example, Sam can open a certificate of deposit (CD) with the lender using his down payment funds of $25,000.00, and still borrow 100% of the purchase amount of $100,000.00. When the investment property achieves 25% equity (proven by an appraisal), the lien on the CD is released and the CD, plus accrued interest, is returned to Sam.
In both cases, 100% financing is achieved! These options are also available to investors who want to close and hold title in a business entity, such as a limited liability company, limited partnership, or corporation, California Hard Money Lenders. Either way, California Hard Money Lenders will find a way to get you the money you need to invest.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

Your First Buy

When it comes to buying a real estate investment property, the first deal is the hardest. Many talk about buying a rental property for several years until they finally take the initiative, by finding a property, and buying it. Many times the houses appreciate substantially…leaving people to wish they had bought ten more! However, financing your first investment property can be daunting, especially in California. This is where the California Hard Money lenders of level 4 funding come in. They can help you with all of your loan needs. So if concerns about financing your first property are stopping you from getting started, here are some other tips to ease your mind. Check your credit early for mistakes and items you may need to address, but don’t let less-than-perfect credit stop you from trying to get pre-approved for a loan from California Hard Money lenders. You may be surprised by what Hard Money Lenders of California will approve these days. Once you review your credit report, do not take any drastic action without first consulting with an expert. In particular, don’t close old accounts or pay off collection accounts right before trying to get a loan. Either action may hurt your credit score rather than help it. Also, don’t procrastinate any longer: lenders are being scrutinized for making risky loans, and standards are likely to get tougher in the near future. If you are not eligible for a loan based on your credit or other qualifications, look for an investor partner to go in on the property with you. There are many others out there wishing they owned more real estate who lack the time and/or expertise to find and buy property. Although hard money lender’s interest rates are high, it can be worth it if you can refinance or sell the property in a relatively short period of time.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

Beretta Only

Thursday, July 21, 2016

Seek Hard Money Lenders in California for quick, reliable relief.

Get a loan up to 70%! How? Hard Money Loans in California.

Hard Money Lenders in California are ready and willing. Here are a few tips to receive a loan.

More information about Hard Money Lenders in California.

Commercial Hard Money Lenders: What You Need To Ask

Wednesday, July 20, 2016

Get big money through Hard Money Lenders in California.

Take advantage of Hard Money Lenders in California and apply today for a loan.

Is California Hard Money Really “Hard”?

A Few Types of California Hard Money

GET HELP

Your First Buy

About Me

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