Beretta Only

Sunday, August 7, 2016

Real Estate Investment Opportunities Using California Hard Money

The sole purpose of an California hard money lender is to provide people with the fastest and easiest access to private money and hard money loan options secured by real estate. In fact, you may even be able to get funding in as little as 5 business days through one of their California hard money loan programs. Hard money lenders California are equity based lenders who will give you a loan based on the merits of the property you want to buy, not your own personal merits.

What exactly does that mean to you? It means these hard money lenders California provide you hard money regardless of your credit, job history or income, as long as they can see upon evaluation of the property that you will make a profit doing a fix and flip. So does your credit score matter? Yes, it can help you to get a better interest rate, but it won’t be used to determine whether you qualify for a loan. If you need 100% financing so you can get started with no money out of pocket, you may even be able to find a hard money lender in California who can help. Some have developed programs that gives you access to additional financing options on top of hard money, that can make it possible for you to break into real estate investing with no money of your own.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027111 Congress Ave |Austin | Texas | 78701

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Saturday, August 6, 2016

Speaking the language of hard money lenders.

If you are a borrower or mortgage broker, the chances you’ll be someday needing to deal with private money lenders Arizona increases every day, especially in this economy. At some point during your search for a loan, you’re going to need to consider the many options hard money offers. Unfortunately, outside of real estate professional that deal with hard money lenders Arizona on a regular day to day basis are not going to be as skilled at communicating and selling these lenders on their credit worth. It will help you avoid some of the conflicts you’ll face if you simply understand their language.

So why is it so difficult to communicate with hard money lenders? They’re acrafty bunch, like a pride of witches, because almost none of them are the same. Like snowflakes, they’re all different.

What works for one lender won’t always work for another, and they interpret information in a multitude of different ways. Going around in circles with private lenders can make your head spin clean off and eventually make you think that getting approved for a hard money loan is more difficult than pushing a camel through the eye of a needle. But what if you could greatly increase the odds that your loan request will not only get a favorable look from almost all hard money lenders but also increase your overall odds of getting an approval?

It’s simple – show some good character, be honest and forthright and you’ll do splendidly.

Real estate flippers – you’ve got some ‘splaining to do!

Hey, I Love Lucy fans, did you catch that pun? Well, in the more serious, tedious and doldrums of work life, you really, seriously need to be able to explain your position to a multitude of people. Your little pet project, where you want to turn a former prison into a preschool (same difference, no?) won’t be approved by the major banks or mortgage companies. At least, it’s not likely. So yes, you’ll have to consider Arizona hard money, but while it seems a little more straight forward, you need to be as clear as glass.

Always be clear with your information as most lenders will require an executive summary of some sort before you even begin. What’s included in this summary depends on you and the situation, but usually it’ll be cost estimates, due dates, time frames and what you expect to pay for monthly payments.

All of which means that you’re going to have to do some amount of explaining as to why you or your client deserves such and such a loan and how the loan structure will provide a win-win scenario for borrower and hard money lender Arizona. Not providing information that’s clear and concise can be an absolute deal breaker, especially when the deal is more complicated, as many commercial scenarios are.

If you feel your project is really worth going through with, simply make your plans as clear as possible. This will make any ship sail that much more smoothly.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Even if you have no good, rotten credit, you can flip homes!

Most properties that an investor buys with the intention of flipping for profit do not meet FHA guidelines. Well, why does that matter? You see, in order to qualify for "traditional" financing to buy a property, a home must meet these guidelines. Otherwise a lender can't write a loan through Fannie Mae or Freddy Mac. Which means that you can't walk down to your local bank or call up Wells Fargo to have them fund your deals.

That explains why the majority of fix and flip loans are financed by private money or hard money lenders California. What the hell are those, you ask? Listen up and you might learn something.

These lenders will loan money based on an asset. In this case, the asset is a piece of real estate. The good ones are people who are (or have been) real estate investors themselves, so they really understand what it takes to fix a property and sell it for a profit. What hard and private money lenders California will do is look at the property you want to invest in. They'll ask you for your purchase price and what repairs you want to do as well. If they can see by the data that an investor can buy a house, do the repair work and quickly sell the home for a profit, they will fund the deal. It’s that freaking simple! The lending decision is based entirely off of the aspects of the property - NOT the borrower. This means that you can get financed if you have bad credit or no credit. You don't have to show job history or prove you have any income or assets.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027111 Congress Ave |Austin | Texas | 78701

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

California Hard Money lenders as a help to the economy

Not a soul in America would be surprised to hear about the troubled economy. In fact, our nation’s financial burdens are so abundant that almost nothing surprises us--we have become desensitized to this kind of material. We all know the government is in trouble, we know our neighbor is in trouble, our distant relatives maybe--but what happens when YOU are the one in a financial hardship?

Between home repairs, medical bills, children and family needs, grocery bills, cell phone, tv, internet, and unexpected costs, there never seems to be enough money to go around. An unexpected job loss or pay cut can devastate a family that is just barely getting by. If this situation sounds anything like yours, it might be time to consider finding an California Hard Money lender.

How California Hard Money lenders solve these problems

Unfortunately, banks don’t take a personal interest in their clients. If you can’t pay, you don’t get a loan. It’s as simple as that. Your ability to pay is based on your credit, income, employment history, and the like--not on your integrity or how hard you are working. All this denial by bank has created a ripe market for California Hard Money lenders.

How on earth would people who are in the business of debt stimulate the economy? Crazy, right? Here’s how: California Hard Money lenders stimulate the economy by lending to individuals when other lending institutions and banks won’t. Obviously, the lending process alone does not directly stimulate the economy. It must go one step further than that. When borrowers receive Hard Money, they normally spend the funds on the goods and services required for fixing up their new home purchase. These goods and services are often bought in their hometown and provide business for small companies. This creates commerce for all parties and manufacturers involved in the process, whether directly or indirectly. Make sense?

If you have the funds to become an California Hard Money lender, contact a Hard Money institution today. Then, you can loan your money to borrowers who need it and sit back and watch your money grow...you don’t even have to move a finger! If you are on the other end of the table and are looking to be approved by an California Hard Money lender, look no further. With no proof of income required, no application fees or closing costs, and little wait time, you could be approved for a Hard Money loan in no time. Basically, Hard Money loans are a win-win situation for all involved.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Friday, August 5, 2016

In this economy, consider all your options financially

Indeed, tight lending these days creates opportunities for hard-money lenders like Jesus Cortez, a Phoeniz lawyer who has funded 19 mortgages for up to $112,000. The mortgages carry interest rates of 14%. For lenders, the profit potential is much greater than with traditional lending, an unofficial industry spokesman. If you lend on a piece of real estate, you can brag about it, drive by it, smell it, take pictures of it.

That’s why private money lenders Arizona is such a popular tool these days – even people who have lost it all in the recent real estate bubble bursting can stand proud and say, “My credit is terrible, but my ethics are not!”

Typically, individual hard-money lenders are matched with borrowers through loan brokers who make a commission on each deal. As with traditional mortgage brokers, they charge points and fees, which can be several thousand dollars per transaction. Some loans are set up with low monthly payments and a balloon payment due at the end of the loan term — a feature they share with some of the mortgages that contributed to the financial bust.

But even if the economy does recover, it’s not likely that Arizona hard money will go away over night. Some of the benefits that will always be there include fast funding within 24 hours, loan values up to 80%, investors or flippers are treated fairly and accepted and interest only payments are encouraged. Markets always crash and recover – trends like this tend to stay on track, even when times are good.

A quick and easy guide to finding the correct hard money loan

Hard money loans can be a great way to finance a specific or fun real estate investment but the loan application process can be quite different from traditional bank loans. Many potential hard money lenders Arizona aren't prepared to apply for a loan. Don't be one of the unprepared borrowers and you can do that by following these easy, simple steps.

Find the right project. Arizona hard money is collateralized with the property in question so finding the right one is very important. A property valued in the right range may not be in a suitable neighborhood. Remember, rule number one is avoid the ghetto – even if you flip a mansion, no one wants to live next to a crackhouse. Hard money lenders want to know that the property and the location are a safe investment.

Also, always have an exit strategy. Hard money loans are typically short term and usually are 1-2 years in length. The lender always wants to know that the borrower has a solid plan for either selling or refinancing the property long before the term is up. Knowing how you plan to repay the loan is a key factor in a hard money lender's decision. If you are doing this all wily nily, you’re going to look bad in the eyes of everyone and no one wants that.

Finally, have the proper documents ready. Hard money loans are primarily secured within the property but also knowing about the borrower is very important. You may be asked about credit, income and assets. Like a boy scout, be prepared.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Fixer upper project for the whole family!

Part of the reason people had so many kids years and years ago was so they could help on the farms when they became of age. This is also why summers were off from school, when farm work was most crucial. Today, people still have many kids either because of religious reasons (i.e. they’re Mormon or Catholic) or because they don’t really understand birth control as much as they love children.

But how do you keep your kids motivated and off the street and away from drugs? Well, back before child labor laws, you made them work. Nowadays, kids are so lazy, always watching TV, it’s no wonder they never move out or get decent jobs, even after attending a university for four years. One way to circumvent this is to put them to work on your house. In fact, why not make it you’re entire business? You could acquire broken down, beat up, old properties and renovate them, selling them for a profit. They call this “flipping” in the market.

Unfortunately, projects like this aren’t usually smiled upon by the banks – not because you’re involving your kids, but because only getting a loan for a few months or a few years doesn’t really help the bank out at all. You might want to consider something like a private money lenders Arizona. These kinds of loans have a high approval rate and get your foot in the door with little or no money down. You’re mostly just paying off interest anyway. That’s why these things called Arizona hard money build character – a great thing to role model for your kids!

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Despite popular belief, the real estate market isn’t dead

While it’s true the real estate bubble has left a bad taste in everyone’s mouth, the market is still far from completely dead. Oversaturated, perhaps, but dead? Not even close. People will always need to buy houses and live inside them (that’s rather obvious), the only difference is now there are more houses than needed for this market and hardly anyone can afford one. Has it gotten that bad out there? Afraid so. Is it getting better? It certainly seems that way.

Those that garner business by flipping old, unloved and neglected properties have found that a house in mint condition will sell much better against a house that’s laid unoccupied since it was conceived. And the secret to acquiring and fixing up such properties is Arizona hard money.

Getting a loan approved by a hard money lender Arizona is relatively simple. These types of loans are backed by private hands and are usually approved within days, without credit or background checks, unlike more laborious and delayed (not to mention often rejected, especially lately) loans from major banks or mortgage companies. If you aren’t looking to move in but simply want to renovate and resell for a profit, this is the path to consider.

Because of people daring enough to tackle such challenges, many people are finding hard money is the way to go in order to sell a nice looking house. And as the market only seems to improve, there’s a lot more confidence being built in such projects. All it takes is a little research and a little faith in economics. Everything will bounce back in the end.

It’s still possible to make cash in the real estate market

In many of the metropolitan Phoenix area’s suburbs, there are dilapidated and neglected homes that were hastily built in the infamous real estate bubble. We’ve hardly even recovered from the dot com bubble and now there’s this? What next, right? And while suburbs like Surprise, Peoria, Gilbert, Chandler and Avondale are suffering, there’s still a demand for houses, however small it may be.

So if you’re a real estate agent in this day and age, it may be next to impossible to put bread on your family’s table. That’s why many are switching to hard money lenders Arizona to find ways to make ends meet. All they do is approach some kind of private money lenders Arizona and get an nearly instant approval for their loan, then they start on hiring the local painters, landscapers and other fixers and cleaners to help flip the property. This is happening all around you, in neighborhoods across the country, because a decent house that stands out above the rest of the decaying crap is all you can really sell.

And if you do sell it, which is still possible, believe it or not, you can make yourself a very healthy profit. It’s not rocket science – it’s just private mortgage loans. It may be more difficult to do this than it was even five years ago, but it’s not impossible. After all, anything worth doing is worth doing right and hard work usually pays off.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Labels: commercial hard money lender commercial real estate loan

Beretta Only

Sunday, August 7, 2016

Real Estate Investment Opportunities Using California Hard Money

Saturday, August 6, 2016

Speaking the language of hard money lenders.

Real estate flippers – you’ve got some ‘splaining to do!

Even if you have no good, rotten credit, you can flip homes!

California Hard Money lenders as a help to the economy

How California Hard Money lenders solve these problems

Friday, August 5, 2016

In this economy, consider all your options financially

A quick and easy guide to finding the correct hard money loan

Fixer upper project for the whole family!

Despite popular belief, the real estate market isn’t dead

It’s still possible to make cash in the real estate market

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